Latitude to Learn


CCISD Optional Insurance Program

Rate Reduction Effective for the 2015-2016 School Year
     
In order for the Clear Creek Independent School District (CCISD) to provide operational and in-good condition tablet computers to students, the District is developing a self-funded insurance pool which will provide insurance coverage for most types of damage, loss, or theft of the devices. Parents/guardians may opt into this program through a $20.00 annual, non-refundable, payment per device.  This insurance program is offered to parents/guardians with students in grades 6 through 12 as the District-owned devices will be brought home.  

The $20.00 annual, non-refundable, insurance payment is per device. If a parent/guardian purchases insurance for their student(s) Dell Latitude tablet computer, the parent/guardian would not be liable for the replacement cost of the device in the event of accidental damage, loss or theft. Funds collected will be used to cover the costs associated with non-warrantied repairs and maintenance of the device or the replacement costs associated with loss or theft.

Coverage

Repair/Replacement of school issued device. All damage incidents will be investigated by administration.

Effective Coverage Date and Expiration

Effective coverage date begins at the official first day of each school. Expiration coverage date is the official last day of each school year.

Coverage Details

  • Accidental damage: Covers damages caused by drops, spills, and any other unintentional event.
  • Theft: Covers loss or damages due to theft. In the event of theft, the claim requires a police report to be filed.
  • Fire: Covers loss or damages caused by fire. In the event of a fire, the claim must contain an official file report from authorities.
  • Electrical: Covers damages caused by electrical surges.
  • Natural Disaster: Covers loss or damages in the event of a natural disaster.

Coverage Exclusions


  • Dishonest, Fraudulent, Intentional, or Criminal Acts: Coverage is not provided if damage or loss occurs in conjunction with a dishonest, fraudulent, intentional, negligent, or criminal act.
  • Removing Protected Case: Coverage is not provided if damage or loss occurs if the school-provided or district approved case has been removed. Removing the school-provided or district approved case is prohibited.
  • Unapproved Use: Damage caused by use of or installation of non-approved applications, non-approved software, and non-approved accessories which alters the manufacturer’s warranty.
  •  Abuse and Neglect:  Damage caused by abuse, misuse, neglect, or by operating the device outside the permitted or intended use described in the Parent/Student Information Guide.
  • Charger and Cover: Insurance does not cover the charging cable, charging adapter or tablet cover.
  • Pet: Damage as a result of a Pet.
  • Unauthorized User: Damage caused by anyone who is not a representative of CCISD or a Dell Authorized Service Provider or by loaning the tablet or charger to another student.

Parents/guardians who choose not to participate in the insurance program, will be held financially liable for the total cost of repairs or the cost to replace the device, estimated up to $541.00, in the event of accidental damage, loss or theft. There is no insurance coverage for intentional damage, neglect or misuse.  



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